Pet Insurance Plans Tailored for Your Furry Family Members
Keep your pets healthy with affordable cover through All Solution Plus. Vet visits, accidents, illness and wellness care for cats and dogs — explained properly, so you know what is covered before you need it.
Why pet insurance matters
Veterinary medicine can now do far more than it once could, and the bills reflect that. Cover exists so treatment decisions are made on what is best for your pet, not what you can find at short notice.
Accidents and illness
Medications and treatment
Emergency care
Preventive and wellness
What a policy typically covers
Comprehensive accident and illness plans are the most common choice. Exact terms vary by carrier, but the core list is fairly consistent.
- Accidents and injuries
- Illness and disease
- Surgery and hospitalisation
- Emergency and after-hours care
- Chronic condition management
- Diagnostics, lab tests and X-rays
- Prescription medication
- Specialist referrals
Pet insurance reimburses you, it does not pay the vet
This is the single biggest difference from human health cover, and it catches people out. You still need the money available on the day — the policy pays you back afterwards.
1. Visit any licensed vet
2. Pay and submit the invoice
3. Get reimbursed
Why pet parents choose Pin Paws
All Solution Plus has partnered with Pin Paws to offer pet cover built for real life rather than the small print. Their plans are designed around flexibility, affordability and the situations that actually arise.
- No breed or age restrictions — older pets and larger breeds are not shut out
- Any licensed vet in the US — no network to check before you go
- Online claims with fast reimbursement — submit the invoice and track it
- Customisable plans — adjust the deductible and reimbursement level to your budget
- Wellness add-ons — exams, vaccinations and routine care as an optional extra
- Pin Paws Pet Tag included — helps reunite you with a lost pet
Common questions
Are pre-existing conditions covered?
No. Every pet insurer excludes conditions that showed signs before cover began or during the waiting period. Some will review a curable condition after a symptom-free period, but chronic conditions stay excluded permanently. This is why enrolling while a pet is young and well is worth far more than enrolling after a diagnosis.
How long are waiting periods?
Typically a few days for accidents and around two weeks for illness. Orthopaedic conditions such as cruciate ligament injuries often carry a longer wait, sometimes six months.
Can I use my own vet?
Yes. Because pet policies reimburse you rather than paying the practice, there is generally no network restriction — a genuine advantage over human health cover.
Does the premium rise as my pet ages?
Almost always. Premiums typically increase each year with age and claims experience. Worth budgeting for, because cover becomes most valuable exactly when it costs most.
What are the three numbers that matter?
Reimbursement percentage, annual limit and deductible. Together they decide what you actually get back. A cheap premium with a low annual limit can be worth far less than it appears.
Is it worth it for a young healthy pet?
That is when it is cheapest and most useful, because nothing is yet excluded. Whether it makes sense depends on whether you could comfortably absorb a sudden multi-thousand-dollar bill.
Pet insurance quotes specialised for you
Tell us your pet’s age, breed and anything already diagnosed. We will explain what would and would not be covered before you pay for anything — including when cover may not be worth it.
All Solution Plus is a licensed insurance agency. We do not offer every plan available in your area. Pet insurance benefits, reimbursement levels, annual limits, deductibles, waiting periods, breed and age restrictions, and premiums vary by state, carrier and individual pet. Pre-existing conditions are excluded under all policies we offer. Pin Paws is an independent provider; plans, terms and eligibility are determined by the issuing company.